It has been an increasingly important task to accelerate the construction of both individual and corporate credit system with the deepening of economic marketization. To decrease the potential risks and realize the credit information sharing in financial industry, such unified credit information data base has initially built under the leadership of People’s Bank of China (referred to as PBOC).

And as to individual credit information, issued by PBOC has also been updated to version1.3 according to practical business scenarios. T+1 reporting frequency is newly required which is a challenge to the financial institutions.

To help financial institutions report individual credit information to PBOC Credit Center accurately and timely, RIKING designed and developed Individual Credit Reporting System for financial institutions. This system focuses on individual basic information and credit information automatic collection from core system, and required reports can be reported after data processing and reports generating which has greatly improve work efficiency and decrease labor cost.