• Regulatory Requirement

    It has been an increasingly important task to accelerate the construction of both individual and corporate credit system with the deepening of economic marketization. As the foundation of financial institutions to evaluate the loan risks and credit assets risk management, the national unified corporate and individual credit information database has been primarily built under the leader of PBOC. To decrease the potential risks and realize the credit information sharing in financial industry, T+1 reporting of both basic information and credit information movement is newly required as what PBOC regulated.


  • Solution

    To help financial institutions report corporate credit information to PBOC Credit Center accurately and timely, RIKING designed and developed Corporate Credit Reporting System for financial institutions. Interface and non-interface are the two versions of the MBT system, and the main reporting parts are institutions basic information and credit information collection, interface version has greatly increased the work efficiency and save cost of financial institutions via automatic data collecting from banks core system.

Functions & Features
  • Standard Data Model

    Unified and standard data interface model for convenient and fast data collectingHelps convert transaction data into regulatory standard data specification.

  • Rigorous Double-check Mechanism

    Overall access control and management mechanism, controllable verification system.

  • Multi-dimensional Data Monitoring Management

    Reporting result queryReporting process analysis;Exceptional issues checking;Automatic data quality checking;Perfect Data Checking Mechanism.

  • Overall Reminding Function

    Pending issues reminding, credit maturity date reminding; data reminding.

  • Comprehensive Data Query

    1、Condition Query:Transaction Time/ Tranasaction Type/Transaction Place;2、Transaction Items Query:Settled/Unsettled Transaction Data/Repayment/Rollover/Large-amount Transaction Data.

  • Stable Backup Mechanism

    Both cool backup and hot backup are available.

  • Business Optimization

    Through the unified management of software, the operating cost and maintenance cost can be greatly reduced. The automatic processing process can replace the manual processing process, to improve users' work efficiency and guarantee the accuracy and standardization of data and reduce the error rate at the same time.

    Meanwhile, we can help you optimize the regulatory reporting business process and update the system in accordance with the latest regulations issued by relevant regulatory authorities.