Recently, the People's Bank of China issued a notice of related reporting indicators related to the operation of financial institutions, which aims to further improve the scientific and effectiveness of financial statistics, and better support monetary policy decisions and macro -prudential management. The supplementary content is to increase the relevant reporting indicators of the operating situation at the "A1411 Financial Institution Assets and Agreement Statistics RMB Monthly report".
Among the reporting indicators of the RMB Monthly Report (A1411) of financial institutions, the addition of five statistical indicators of operating income, net interest, net income, fees and net commission, credit impairment loss and operating profit.
Operating income
Refers to the flow of economic interests formed by financial institutions in daily activities such as providing services and transfer of assets.Net income
Refers to the difference between interest income and interest expenditure incurred by financial institutions to operate deposit and loans, capital exchanges, and bond investment.Fee fee and commission net income
Refers to the difference between financial institutions to handle settlement, consultation, guarantee, inspection and management, as well as the difference between the handling fee income and expenditure obtained from the entrusted loan and investment business.Credit impairment loss
Refers to financial institutions in accordance with the relevant provisions of the Credit Losses confirmed by the Credit Losses for Credit Loss of Financial instruments in accordance with the relevant provisions of the "Confirmation and Measurement of Enterprise Accounting Standards" (revised in 2017).operating profit
Refers to the profits generated by financial institutions in daily business activities.Add verification relationship:
Verification relationship: "operating income" (12N1W)> "Among them: net interest income" (12N1X)+"fees and commission net income" (12N1Y).(2) The additional reporting indicators for this time are preliminary profits, and the domestic and foreign currency profit quarterly report: Annual report form (A3301, A3101) continues to be submitted. All branches and financial institutions are requested to strengthen data quality management, strengthen data review, and ensure the authenticity and accuracy of statistics.
(3) The revised statistical indicators are submitted to the March 2024 monthly report of a number of data.
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