Recently, the PBOC issued the 2024 financial statistics system revision content (official draft), and Yuejin Digital compared the previous discussion draft, sorted out and summarized the following main differences.
1. Clarify the caliber of trust products of trust companies:
Trust products of trust companies: refer to the products issued by trust companies for the management and disposal of trust property in various ways for the benefit of beneficiaries at the request of the settlor, including asset service trusts, asset management trusts, charitable trusts for public welfare and other trust products (to be rectified), excluding the asset securitization business carried out in accordance with the rules promulgated by the financial regulatory authorities.1.Indicators added
① "Loans for Agriculture, Forestry, Animal Husbandry and Fishery of Rural Non-financial Enterprises and Government Organizations", "Loans for Rural Non-financial Enterprises and Government Organizations to Support Agriculture" and their sub-indicators;1.Change the name of the index, adjust the statistical scope, and adjust the
① "Loans to Rural Enterprises and Various Organizations" was renamed to "Loans to Rural Non-financial Enterprises and Government Organizations", and the statistical scope was adjusted, and the sub-indicators were adjusted simultaneously;Other points to note in the statement of agriculture-related loans:
1.Submission time for new templates:2.Historical data submission time:
In order to support the calculation of the relevant change indicators of agriculture-related loans on a comparable basis, the People's Bank of China requires financial institutions to apply the new template to submit historical data of A1433/A2433 at the same time. The time range for historical data submission is from the end of December 2022 to the end of May 2024, and it will be submitted to the People's Bank of China through the message module of the "Financial Statistics Monitoring and Management Information System", and the deadline for submission is 16:00 on July 10, 2024.3.Scope of historical data reporting
① 24 major financial institutions: A1433/A2433 form data aggregated and provincial by province;This table mainly consolidates the contents of the original A1310/A2310 intermediate business quarterly reports, removes redundant items, streamlines the number of reports submitted, adjusts the corresponding verification content, and optimizes the statistical dimension of off-balance sheet business.
Compared with the Discussion Draft, the biggest change in the Draft is the addition of the indicator of buying forfaiting (secondary market) of other financial institutions, which is as follows:
The People's Bank of China's attention to the forfaiting index of other financial institutions in the secondary market also reflects the recent active performance of the forfaiting business of financial institutions in the secondary market.
Refine the definition of a business
Enterprises refer to all kinds of economic organizations established within the territory of the People's Republic of China in accordance with the Company Law of the People's Republic of China, the Partnership Enterprise Law of the People's Republic of China, the Foreign Investment Law of the People's Republic of China and other laws and regulations, and registered with the market supervision and administration department in accordance with the Regulations of the People's Republic of China on the Registration and Administration of Market Entities, and implement independent operation and self-responsibility for profits and losses, including limited liability companies, joint stock limited companies, unincorporated enterprise legal persons, partnerships, Sole proprietorship enterprises and other business units, lawfully established private non-enterprise legal persons and farmers' professional cooperative organizations are also classified as enterprise departments, but do not include administrative organs, public institutions, social organizations, individual industrial and commercial households, etc.For the rest of the unchanged details, please refer to the relevant content of the 2024 Revision of the Financial Statistics System (Discussion Draft) released by the Company's official account.
Summary of the full changes in the official draft
changes include the adjustment (expansion or reduction) of the scope of the index, the renaming of the index, the addition of the index, the termination of the index, the clarification of the report caliber, the adjustment of the relevant verification and the cessation of submission, and the specific list of changes involved in the report is as follows.
1."Whether it is a targeted poverty alleviation loan" is updated to "whether it is a financial precision assistance loan";
2."Whether to file and establish a card for the poor population" is updated to "whether to establish the original file for the poor population";3. Stop reporting the statistical information fields of the local government platform
① Whether it is a local government financing vehicle loanThe options are adjusted to:
The options are adjusted to:2.The caliber of "Personal Auto Consumer Loan" under the "Loan Product Category" field is consistent with the asset and liability statistics system of financial institutions, including loans issued by financial institutions to individual borrowers for the purchase of motorcycles for self-use.
3.The definition of enterprises in financial basic data statistics is consistent with that of the data centralized system.
